Are you a foreigner residing in Japan? Have you ever thought about buying a house (and lot) of your own and wondered how it’s going to be possible? This one’s for you, I hope.
A few years ago, getting a mortgage as a foreigner was nearly beyond the bounds of possibility. The specific reason for that is something I don’t wish to know since it’s all in the past now. Thanks to some Japanese banks that have gradually opened the gates to foreign nationals who wish to apply for a housing loan. Do they require you to have a permanent residency status? The answer is both yes and no.
It goes without saying that the loan applicant should have the financial capability to pay the loan back and must meet certain conditions to be approved. One of which of course is having a legitimate residence card.
Say you’re qualified for it, there are things in the cards that you might want to know.
There might be missing points as of this writing, I’ll try to update the list from time to time or feel free to fill me in.
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1990 | Filipino living in Japan | BS Education graduate of University of Cebu-LM | ESL Teacher | Believer in love | Enjoys good books, films, and music | Bitten by the travel bug | Foodie
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Last updated: January 11, 2018
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